Everything you need to evaluate, approve, and deploy — without building one from scratch.
30 states now require a standalone personal finance course to graduate — up from 17 just four years ago.
Too often students complete seat time in a course that checks a compliance box but doesn't change behavior. Your Next Chapter™ is a complete solution: 7 units, 28+ lessons, 40+ student handouts, and a capstone that produces a real personal financial plan — fully documented for your compliance committee, ready in 2–4 weeks.
Not a compliance box — a course that changes behavior.
Personal finance is now a graduation requirement in a growing number of states. Too often, students complete seat time without a course built to meet it — or they get a unit embedded in economics that satisfies the mandate on paper but leaves students no more prepared. Your Next Chapter™ is fully documented for your compliance committee and ready to deploy in 2–4 weeks.
What does it cost to build a comparable course from scratch?
Building it yourself
Curriculum writer: $30–$60K. Standards alignment: $5–$15K. And that's before revisions, teacher materials, and annual maintenance.
three-year total, in-house
Licensing Your Next Chapter™
Curriculum and standards alignment included. Teacher onboarding, student materials, and the board-ready alignment document all come with the license.
three-year total, by enrollment
By scope, not by state.
A per-district site license by enrollment — all units and materials included. Available for Personal Finance, Economics, or both courses.
| Enrollment | Annual license |
|---|---|
| Up to 150 students | $2,000 |
| 151–500 | $4,500 |
| 501–1,500 | $9,500 |
| 1,501–5,000 | $18,000 |
| 5,001+ / consortium | Custom |
Multi-year: 10% off (2-year) · 15% off (3-year), rate-locked. The bundle and multi-year discounts don't stack — you get the greater. On-site PD beyond orientation runs $2,500–$4,000/day; Tier 4–5 licensees include one on-site PD day per year. Building a comparable course in-house runs $25,000–$75,000+.
Your standards, mapped. Nothing left to build.
It's the same proven curriculum in every state — what changes is the crosswalk. Each edition is mapped to that state's exact requirement and ships with a board-ready alignment document your committee can take straight to the meeting.
| State | Term | Statute | Mapping | Credit |
|---|---|---|---|---|
| Michigan | Semester | MCL 380.1278a | All seven MDE content expectations (PF1–PF7) | ½ credit |
| Wisconsin | Semester | 2023 Act 60 | All six DPI personal financial literacy strands | ½ credit |
| Minnesota | Semester | Minn. Stat. § 120B.024 | No state standard — mapped to national CEE & Jump$tart benchmarks | ½ credit |
| West Virginia | Semester | WV Code § 18-2-7c | WVDE personal finance content standards | ½ credit |
| Indiana | Full year | IC 20-30-5-19 · Course 4540 | All six IDOE Personal Financial Responsibility domains (PFR 1–6) | 1 credit · counts as math |
| Louisiana | Full year | R.S. 17:270 (HB 103) | LDOE Financial Literacy (course 160345) | 1 credit · 14 units |
| Georgia | Semester | SB 220 · Course 45.061 | All 22 GSE standards, combined Personal Finance & Economics | ½ credit · Econ + PF |
| Virginia | Full year | Code of Va. § 22.1-200-03B | Economics & Personal Finance SOL (EPF.1–18) | 1 credit · Econ + PF |
| North Carolina | Full year | HB 924 · Course 4319 | NC 2021 Economics & Personal Finance standards | 1 credit · Econ + PF |
Don't see your state? Any state with a personal-finance requirement is template-ready. We build your state's crosswalk and board-ready alignment document — usually within 2–4 weeks.
Request your state's editionFrom signed agreement to first class in 2–4 weeks.
Sample Review & Board Approval
We provide standards documentation, the Teacher Onboarding Guide, and the License Agreement ahead of your board meeting — everything your curriculum committee needs to evaluate the course.
Teacher Orientation
A 90-minute session with your designated teacher(s), scheduled to fit your calendar before the semester begins.
First Class Period
Students open their Portfolio Trackers, the teacher writes the Day 1 identity question on the board, and the course begins.
Typical time from signed agreement to first classroom use: 2 to 4 weeks.
Frequently asked questions
What does teacher preparation look like?
We provide a 90-minute teacher orientation session before the semester begins, the complete 8-week onboarding checklist, and unit-by-unit briefing documents. Most teachers are ready to teach from the first lesson within two to three hours of total preparation time.
Can this be embedded in an existing economics course?
Yes. The curriculum is modular — each unit is self-contained and the sequence can be adjusted. Several districts embed Units 1–3 in a semester economics course and deliver Units 4–7 as a standalone half-credit. Contact us to discuss what works for your schedule.
What if our state isn't one of the nine?
We have editions built for nine states — Michigan, Indiana, Wisconsin, Minnesota, West Virginia, Louisiana, Georgia, Virginia, and North Carolina. Any other state with a personal-finance requirement is template-ready — typically a 2–4 week turnaround. We've built the template and the process; we just need your state's standards document.
Does this meet our proficiency-based learning requirements?
Yes. The course is designed for proficiency-based credit — students earn credit by demonstrating competency through their portfolio artifacts and capstone presentation, not seat time. This aligns with Michigan's credit-by-competency framework and most state equivalents.
Can we pilot with one teacher before a full rollout?
Absolutely. Most districts start with a single teacher in one section, evaluate the results at semester end, and expand from there. The per-tier pricing accommodates small pilots (Tier 1: up to 150 enrolled students per year).
Ready to evaluate it?
Request a sample unit and the board-ready alignment document for your state — everything your committee needs, in one packet.
Request a Sample Unit