For District Administrators and School Boards

Everything you need to evaluate, approve, and deploy a personal finance curriculum — without building one from scratch.

26 states now require personal finance instruction. Most districts have no curriculum ready to deploy.

Michigan's Merit Curriculum requires personal finance instruction. Your students are completing seat time without a course built to meet that requirement — or they're getting a unit embedded in economics that checks a compliance box but doesn't change behavior.  Your Next Chapter™ is a complete solution: 7 units, 28 lessons, 42 student handouts, and a capstone that produces a real personal financial plan. Fully documented for your compliance committee. Ready in 2–4 weeks.

$1.77T total U.S. student loan debt — most signed before students understood what 10% DTI means

1 in 3 adults cannot cover a $400 emergency without borrowing

26 states now require personal finance instruction

Build vs. License

What does it cost to build a comparable curriculum from scratch?

Building it Yourself

Curriculum Writer

Standards Alignment

$30 - $60K

$5 - $15K

Total

$25 - $75K +

Licensing Your Next Chapter™

Curriculum

Standards

3-Year Total

Included

Included

$6K - $54K +

Everything your curriculum committee needs to evaluate this course is included in the sample package.

Nothing has to be created after you sign.

  • Statement-by-statement mapping of all 7 content areas across all 28 lessons. Ready to present to your board. 

  • 26 of 26 required financial literacy statements covered. 5 supplemental materials for remaining statements (~75 additional minutes of instruction). Fully documented.

  • All 6 strands covered. 1 short supplement (20 minutes) for cognitive biases and digital literacy. 

  • Additional state adaptation guides available at $500/state/year. Template-ready for any state with personal finance standards.

Deployment Timeline:

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2

3

4

Sample Review

Board Approval

Teacher Orientation

First Class Period

We share the full Unit 1 package and state alignment documentation — everything your curriculum committee needs to evaluate the course.

We provide standards documentation, the Teacher Onboarding Guide, and the License Agreement in advance of your board meeting

A 90-minute session with your designated teacher(s) — scheduled to fit your calendar before the semester begins.

Students open their Portfolio Trackers, the teacher writes the Day 1 identity question on the board, and the course begins.

Typical time from signed agreement to first classroom use: 2 to 4 weeks.

Frequently Asked Questions

  • We provide a 90-minute teacher orientation session before the semester begins, the complete 8-week onboarding checklist, and unit-by-unit briefing documents. Most teachers are ready to teach from the first lesson within two to three hours of total preparation time.

  • Yes. The curriculum is modular — each unit is self-contained and the sequence can be adjusted. Several districts embed Units 1–3 in a semester economics course and deliver Units 4–7 as a standalone half-credit. Contact us to discuss what works for your schedule.

  • We have adaptation guides built for Michigan, Ohio, and Wisconsin. Additional states are available at $500/state/year — typically a 2–3 week turnaround. We've built the template and the process; we just need your state's standards document.

  • Yes. The course is designed for proficiency-based credit — students earn credit by demonstrating competency through their portfolio artifacts and capstone presentation, not seat time. This aligns with Michigan's credit-by-competency framework and most state equivalents.

  • Absolutely. Most districts start with a single teacher in one section, evaluate the results at semester end, and expand from there. The per-tier pricing accommodates small pilots (Tier 1: up to 150 enrolled students per year).