Everything you need to evaluate, approve, and deploy a personal finance curriculum — without building one from scratch.
For District Administrators and School Boards
30 states now require a standalone personal finance course to graduate — up from 17 just four years ago.
Personal finance is now a graduation requirement in a growing number of states. Too often, students complete seat time without a course built to meet it — or they get a unit embedded in economics or another course that checks a compliance box but doesn't change behavior. Your Next Chapter™ is a complete solution: 7 units, 28+ lessons, 40+ student handouts, and a capstone that produces a real personal financial plan. Fully documented for your compliance committee. Ready in 2–4 weeks.
$1.77T total U.S. student loan debt — most signed before students understood what 10% DTI means
1 in 3 adults cannot cover a $400 emergency without borrowing
Most districts don’t have a plan to implement one.
Build vs. License
What does it cost to build a comparable curriculum from scratch?
Building it Yourself
Curriculum Writer
$30 - $60K
Total
Standards Alignment
$5 - $15K
$25 - $75K +
Licensing Your Next Chapter™
3-Year Total
Curriculum
Standards
Included
Included
$6K - $54K +
Pricing — by scope, not by state
A per-district site license by enrollment, all units and materials included. Choose your course:
Semester course
A half-credit, one-semester course — most states.
| Enrollment | Annual license |
|---|---|
| Up to 150 students | $2,000 |
| 151–500 | $4,500 |
| 501–1,500 | $9,500 |
| 1,501–5,000 | $18,000 |
| 5,001+ / consortium | Custom |
Full-year course
A full-credit, two-semester course — e.g. Louisiana. About 40% more, because it's nearly twice the course.
| Enrollment | Annual license |
|---|---|
| Up to 150 students | $2,800 |
| 151–500 | $6,300 |
| 501–1,500 | $13,300 |
| 1,501–5,000 | $25,200 |
| 5,001+ / consortium | Custom |
Semester course
A half-credit economics course.
| Enrollment | Annual license |
|---|---|
| Up to 150 students | $2,000 |
| 151–500 | $4,500 |
| 501–1,500 | $9,500 |
| 1,501–5,000 | $18,000 |
| 5,001+ / consortium | Custom |
For states that require a separate personal finance course and a separate economics course (e.g. Michigan). Each semester course is 20% off.
| Enrollment | Per course (−20%) | Both, total |
|---|---|---|
| Up to 150 | $1,600 | $3,200 |
| 151–500 | $3,600 | $7,200 |
| 501–1,500 | $7,600 | $15,200 |
| 1,501–5,000 | $14,400 | $28,800 |
| 5,001+ / consortium | Custom | Custom |
Built for your state
Your standards, mapped. Nothing left to build.
It's the same proven curriculum in every state — what changes is the crosswalk. Each edition is mapped to that state's exact requirement and ships with a board-ready alignment document your committee can take straight to the board. Nine editions are live today; any state with a personal-finance requirement is template-ready.
Michigan
SemesterWisconsin
SemesterMinnesota
SemesterWest Virginia
SemesterIndiana
Full yearLouisiana
Full yearGeorgia
SemesterVirginia
Full yearNorth Carolina
Full yearDeployment Timeline:
1
Sample Review
Board Approval
2
Teacher Orientation
3
First Class Period
4
We share the full Unit 1 package and state alignment documentation — everything your curriculum committee needs to evaluate the course.
We provide standards documentation, the Teacher Onboarding Guide, and the License Agreement in advance of your board meeting
A 90-minute session with your designated teacher(s) — scheduled to fit your calendar before the semester begins.
Students open their Portfolio Trackers, the teacher writes the Day 1 identity question on the board, and the course begins.
Typical time from signed agreement to first classroom use: 2 to 4 weeks.
Frequently Asked Questions
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We provide a 90-minute teacher orientation session before the semester begins, the complete 8-week onboarding checklist, and unit-by-unit briefing documents. Most teachers are ready to teach from the first lesson within two to three hours of total preparation time.
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Yes. The curriculum is modular — each unit is self-contained and the sequence can be adjusted. Several districts embed Units 1–3 in a semester economics course and deliver Units 4–7 as a standalone half-credit. Contact us to discuss what works for your schedule.
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We have editions built for nine states — Michigan, Indiana, Wisconsin, Minnesota, West Virginia, Louisiana, Georgia, Virginia, and North Carolina. Any other state with a personal-finance requirement is template-ready at $500 per state per year — typically a 2–4 week turnaround. We’ve built the template and the process; we just need your state’s standards document.
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Yes. The course is designed for proficiency-based credit — students earn credit by demonstrating competency through their portfolio artifacts and capstone presentation, not seat time. This aligns with Michigan's credit-by-competency framework and most state equivalents.
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Absolutely. Most districts start with a single teacher in one section, evaluate the results at semester end, and expand from there. The per-tier pricing accommodates small pilots (Tier 1: up to 150 enrolled students per year).